You Might be Entitled to Spousal Benefits Based on Your Ex-Spouse’s Social Security

There are a few rules, among them are:

• You must have been married to your ex for more than 10 years
• You must be unmarried now
• Your ex must be at least 62
• You must be divorced for more than 2 years
• The good news is that your ex does not need to file for you to get the benefit!

What about Survivor Benefits if our ex meets their maker?

There are rules there also:

• You must be at least 60, unless you are disabled and then it’s age 50
• You must have been married to your ex more than 10 years
• To get the full benefit, you must be at full retirement age which is most often at 66 or 67 – it depends on when you were born

The benefit you receive is based on your ex’s benefit but your benefits will not affect the benefits other survivors will receive. You can even be remarried if you wait until you are age 60!